How much do I passively make a month? A snapshot.

When I talked about getting my money to work for me, I really mean it.  Ever since, I will always look for investment opportunities that will make my money work harder and harder for me.  From time to time, I also rearrange my investment portfolio in order to optimise the returns.  

After some time, I think it would be interesting to know how hard the money has worked for me 😁.  I summarise my investment portfolio in the table below without the capital of course just to get some idea on how much, at least, I am getting a month.

Since this post is not sponsored, I will keep the investment names hidden.  This is not my complete portfolio.  I only include investments that guarantee returns (realised) here and exclude those that fluctuate (unrealised) and those that do not credit returns monthly e.g. EPF & ASNB.  Also, all of these investments are shariah compliant.

Name	Description	Profit in January 2026
V	Micro-investment platform	RM29.40
FS	Crowdfunding (debt funding) started in 2024	RM319.00
C	Another crowdfunding started last year	RM111.22
B	Similar to V.  It is also giving 3x bonus points that are convertible to cash, and the profit here has taken that into calculation	RM73.74
ARM	Savings account that is giving > 2% p.a. profit	RM11.08
TG	Can be considered as a savings account that is giving > 2% p.a. profit and credited daily	RM50.66
AM	Savings account with promotional profit rate of > 2% p.a.	RM26.35
K	Savings account with promotional profit rate of > 2% p.a.	RM9.60
ARB 1	Savings account that gives > 2% p.a. returns and credited daily	SAR46.93
STC	Savings account that is currently having promotion and giving > 2% p.a. returns	SAR117.52
ARB 2	FD that matures in 3 months and I've started this more than 3 months ago and now consistently get returns every month.	SAR306.25
Total		1,101.75

Alhamdulillah.  The data have it that I did make more than 1k last month.  Though only slightly more.  More than enough to settle the monthly bills.